How a Russian-Ukraine conflict may affect markets

The invasion of Ukraine by neighbouring Russia will be felt across several markets, from food and energy prices; to global stock markets; to safe haven assets like bonds and gold, and to future changes in interest rates. However much of the effects of the conflict are already priced into markets. The best investment strategy is […]

Exclusive vs. Sustainable: Investing for Success – Part 2

Dr Steve Garth, member of Stephan Independent Advisory’s Investment Committee, sat down with Joe Stephan on his It’s Never About Money podcast.  This is Part 2 of a 2-episode seriees with Dr Garth. If you missed the first episode, listen now. The dangers of DIY investing There are some things that you just shouldn’t do […]

Case Study: The Hatfield Family Business

This case study shares with you the type of process we go through with our clients here at Stephan Independant Advisory. If you relate to any part of this case study, get in touch with us today so we can help you manage your wealth for the next generation.   A Cleaning Enterprise Sam and […]

Exclusive vs. Sustainable: Investing for Success – Part 1

Dr Steve Garth, member of Stephan Independent Advisory’s Investment Committee, sat down with Joe Stephan on his It’s Never About Money podcast.   Investors are not rational, but are they academic? There is a saying; a different approach, results in a different outcome. For the case of our podcast guest, Dr Steve Garth, that is […]

Sustainable investing: how your investment choices can benefit the planet

With the increased focus on environmental awareness, people are taking more interest than ever in how their actions affect our planet and are looking for more ways in which to influence change. Recently we’ve seen a growing trend towards sustainable investing. Sustainable investing involves investing in companies that consider positive environmental, social, and corporate governance […]

Recent Market Volatility

After a period of relative calm in the markets, the increase in volatility in the stock market has resulted in renewed anxiety for many investors. From February 1–5, the US market (as measured by the Russell 3000 Index) fell almost 6% and in Australia, the S&P/ASX 300 Index fell almost 5% during the equivalent period.[1] […]

Tuning Out the Noise

For the vast majority of our clients, it can be easy to feel overwhelmed by the relentless stream of news about markets. Being bombarded with data and headlines presented as impactful to your financial well-being can evoke strong emotional responses from even the most experienced of our clients. Headlines from the “last decade” *1  can […]

Special Report for Family Business

We’ve spoken with family business owners and specialist family business advisors across both Australia and the US to uncover the most pressing issues facing you today. DOWNLOAD REPORT HERE

Global Investing: Looking beyond our market.

Everybody loves the comforts of home, but investors who become too anchored to familiar territory can end up with a very narrow view of the world. Jim Parker is the Vice President of DFA Australia Limited and he helps explain that when it comes to investing, it can pay to look beyond your local market! […]

Reducing the high cost of opinions

Every year you’ll hear a wide range of financial predictions from a range of experts.  What do these predictions really mean – and just how many of them come true? The results should NOT surprise you. Do these headlines / predictions / opinions sound familiar? 2017 Revealed: The property bubble will burst Look out! 2017 […]

Investment picks for uncertain times

One of Australia’s top financial planners says its important to block out the short-term volatility of the sharemarket and the added noise of an election campaign and focus on three- to five-year investment horizons. Block out the “noise” of a grinding election campaign and look beyond the sharp volatility in financial markets and nervousness about real estate […]

The dirty habits of being cashed up!

Just because you are income wealthy does not mean you are set up for life. There’s an old saying, look after the cents as the dollars will look after themselves. This means, watch the little purchases – these quickly add up. In our experience, we’ve often seen the greater the income, the more unaccountable people […]

The Value of Patience

One legendary investor, in an interview a few years ago, was asked to name the single most important thing he had learned over 70 years in the markets. He replied with a single word: “patience”. Patience can be hard because it requires self-control. But that’s also where its value lies. When it comes to investing, […]

Stock picking your way to poor performance

Recently we have had some client conversations justifying our position that trying to predict which investments will provide superior performance long term will provide a substandard result.  We continually assert that there is an abundance of information that indicates that the majority of fund managers (managing portfolios on client’s behalf) can not consistently outperform the market […]

Where does an Adviser invest?

Forgive me for being ultra-boring, but I like investments that have seen the term of several prime-ministerships, where future returns are not predicated on stories and where leakages such as tax and costs are minimised. As an investor with a 10+ year timeframe for investment an index fund is an absolute winner for mine. With […]

A 4 stock portfolio? Really?

In response to Marcus Padley from the Age – Click Here Harold – a four stock portfolio? Really?  I can see what you’re cooking and I believe it’s based upon a recipe for disaster. So, we have Harold (a retiree) who lives the retirement dream and thinks his dream should be solely supported by the […]

Investment Tips from the AFL

Anyone remember that amazing game in Round 16, 2001 Essendon V Kangaroos…? I do!  I use this game to describe what makes a successful investor with Andrew On The Sideline 88.6 Plenty Valley FM discussing all things money and sport.

Tip Top Bread in the 80’s

A loaf of Bread cost 54c in 80’s.  Now this Tip Top cost me over $3. An increase of 5 times the cost.  I call Inflation a ‘Silent Killer’ as it quietly and slowly erodes the purchasing power of the money we have saved. A $200,000 portfolio over 20 years will lose $33,000 from this […]